BOL Checking
The BOL Checking Account is one of the best deals around. For only $9.00 a month, enjoy unlimited check writing privileges and numerous value-added benefits. And, if you are over 50 years of age, you pay only $4.00 per month for the same services. Now that’s value!

  • Unlimited check writing privileges
  • First order of personalized checks FREE
  • Discount on Safe Deposit box
  • Overdraft Protection with BOL charge card or savings account
    An overdraft protection transfer fee of $5.00 will be charged for each transfer, in increments of $25.00. A 4% fee will be charged with a minimum charge of $3.00 for each transfer from BOL charge card advances.
  • Direct Deposit of Social Security, retirement, dividend, and payroll checks

$100 is necessary to open an account.
See "Miscellaneous Services and Fees" for more information.

Personal Checking
Just maintain a $600 balance in your personal checking account, and you ’ll pay NO monthly service charges.

Monthly Service Charge

Minimum Balance During Statement Period
$600 and over
NONE
$500 to $599
$3.00
$300 to $499
$5.00
Less than $300
$9.00
  • The easy-to-balance monthly statement lists checks in the order written.
  • Automatic Overdraft Protection available in conjunction with our credit card and savings accounts.
  • Direct deposit of Social Security, other governmental agency checks, and payroll checks is available at no extra charge.

$100 is necessary to open an account.
See "Miscellaneous Services and Fees" for more information.

Student Checking, Econo Checking
The Student or Econo Checking account is perfect for the customer who writes a limited number of checks each month. Pay a low $2.50 monthly service fee, and $.25 per check.

$100 is required to open an account.
See "Miscellaneous Services and Fees" for more information.

Interest-Bearing Checking Accounts
Our interest-bearing checking accounts enable you to earn interest on your balance while maintaining the safety of FDIC insurance.

NOW Account
Designed for individuals, sole proprietorships, and non-profit organizations. (Note: Federal regulations state that credit unions, partnerships operated for profit, and business and professional corporations are not eligible for this account).

  • Interest shall be paid monthly on a minimum average daily balance of $1000.
  • A $6.00 service fee is charged if the average daily balance is below $600.
  • The easy-to-balance monthly statement lists checks in the order written.
  • Direct deposit of Social Security, other governmental agency checks, and payroll checks at no charge.

The interest rate on an account may be changed at the Bank’s discretion.

$100 minimum balance is necessary to open an account..
See "Miscellaneous Services and Fees" for more information and our brochure "Your Deposit Account" for full details and disclosure information.

Insured Money Market Account (IMMA)
Secure your investment with an Insured Money Market Account. An IMMA offers a high market rate and immediate availability.**

  • $2500 initial deposit
  • No monthly service fee unless average daily balance is below $2500. If average daily balance falls below $2500, a $10.00 service fee will be imposed.
  • Write six third-party checks or electronic drafts each month with no service fee (maximum of six transactions per statement cycle).

Withdrawals over limit will be assessed a service fee of $10.00 each.

Interest rate paid is based on the average daily balance each month. Interest shall acrue daily on the collected balance.

Interest is earned on the average daily collected balance at the current Money Market rate.

*Call for current rates on IMM accounts.

**The interest rate on an account may be changed at the Bank’s discretion.

See "Miscellaneous Services and Fees" on your account disclosure agreement.

Miscellaneous Services & Fees

Balance Inquiry $1.50
Written Balance Verification Request $10.00 ea.
Balance Transfer $5.50 ea.
Bank Credit Card See Credit Card Application
Cashier’s Check $7.50
Collection Items $10.00 ea.
Daily Activity Inquiry $1.50
Garnishments or Levy's $100.00 ea.
Commercial Checking earnings credit average collected balance $.50 per $1,000
Deposit Pouch Key (refundable) $5.00
Pouch Fee (non-refundable) $15.00
Dormant Account Checking $5.00 per mo.
Dormant Account Savings $5.00 per mo.
NSF Returned Check $28.00 ea.
Max $112.00 per day
Overdraft $28.00 ea.
Max $112.00 per day
Records Research Fees quoted on request
Returned Deposit Items $5.00 per item
Safe Deposit Boxes Fee quoted by size
Special Statement Request $5.00
Statement Reconciliation $12.00 per hour
Stop Payment Fee $25.00 ea.
Wire Transfers - Domestic $20.00
Wire Transfers - Foreign $60.00
Incoming Wires $10.00 ea.

Direct Deposit of Social Security and other governmental agency checks at no extra charge.



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Bank of Louisiana
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